In Reply to: SG Singapore Home Property Questions and Answers posted by Property Agents on June 22, 2007 at 00:06:12:

HDB will reduce the amount of the second HDB Concessionary Loan to be granted to flat buyers and their spouses (include fiance / fiancee) applying for a second HDB Concessionary Loan must commit to use their full CPF refunds and up to 50% cash proceeds (include the cash deposit received) from the sale of their current or immediate past flat to reduce the second loan required. They may keep the greater of $25,000 or half of the cash proceeds. This is to ensure that they do not overstretch their finances in buying a flat

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